Construction Loans


Secure the financing & platform to build the home of your dreams.
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MannMade construction and renovation loan logo

Chimney Rock Mortgage is proud to announce our "Dreams with Beams" program, which gives borrowers a better option for building the home of their dreams. When you utilize a MannMade Construction Loan, you’ll gain access to our collaborative, cloud-based construction loan software which simplifies communication between you, the builder, 3rd party inspectors, title companies and Chimney Rock Mortgage. You also get full-time support and real-time tracking for the construction phase of your financing through the entire building process, to ensure you stay on budget and on time with your construction loan.

The MannMade construction loan process

  • Step 1 - Apply
  • Step 2 - Processing & closing
    • Save time and money with our one time closing construction-to-permanent loan.
  • Step 3 - Construction & collaboration
    • This is where your dreams come to life! Our cloud-based construction loan software will allow for full transparancy into the home building and financing process.
  • Step 4 - Move in
    • The day you are waiting for!

Are you eligible for a construction loan?

Check your eligibility now with Chimney Rock Mortgage

Check Eligibility

Your One-Time Close Construction Loan Options

Conventional
10% down payment
Min. Credit Score: 700
The most popular construction loan option of a fixed-rate mortgage with terms from 15 or 30 years.
FHA
5% down payment
Min. Credit Score: 640
A ‘Federal Housing Administration’ construction loan designed for those with less-than-perfect credit and a lower down payment.
VA
5% down payment
Min. Credit Score: 640
Construction loans dedicated to veterans or active duty service members. Includes exclusive benefits.
USDA Rural Development
5% down payment
Min. Credit Score: 640
Insured by the U.S. Department of Agriculture, USDA construction loans are mortgages in rural areas.

Have some questions?

Check out our construction FAQs page to find a list of the most common construction loan questions and their answers.

Construction FAQs

If you’re interested in building a home in Spokane or accross Washington, I can help you make it happen. Please contact me today or apply online in less than 10 minutes using the secure online application below.

Get Started in Less Than 10 Minutes

Get pre-approved with our online mortgage application. It’s simple, fast & secure!

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Ryan Camp Spokane  home loans

Ryan Camp

Contact Ryan